It is interesting to know that the competitors join hands to ensure they fool the customers. In any market, customer is considered to be the king. But there can be many places where in he is just fooled. Isn’t it interesting? I was wondering whether such things do happen in real or is it only theory. Now I am convinced that there is price fixing in the market and the customers are fooled at large. I don’t know whether it is a good practice or a bad practice to control the demand and supply chain but I know in long run it might not help the competitors. Continue reading »
The stock market is a place where stocks, bonds, or other securities are bought and sold. When you buy stocks or shares in a company you gain part ownership in that company. In today’s world people buy stocks in order to gain dividends on money that they have invested. Some advantages of buying stocks over bank deposits; money-market funds or bonds are that stocks have a long historical track. Although the disadvantages of buying stocks are that the market fluctuates very often and the stocks are never guaranteed so you may loose all of the money you have invested. Continue reading »
Have you applied for Personal loan, Home loan, Car loan, Equity loan? Wondered what are the criteria for the institution to grant you the loan? Was your loan application rejected? Then I suggest you to read further and learn what went wrong.
The Financial Institutions such as banks, co-operative societies, mortgage houses provide loan to you or your business depending on your assets and liabilities and also they estimate your earning capability and spending habits and then they consider your loan application and go ahead with the processing of the same. Continue reading »
A friend of mine asked me this question, I wanted to reply back to him over mail but later I thought many might have similar question so I posted over here. I won’t be giving you the exact financial institution or bank to apply for and I don’t want to advertise on anyone’s behalf. I think all the credit cards have their own way to pulling the money from you, however smart you are. If you think you could beat them then I am sorry to say that you are wrong. It is not impossible to beat them in their own game but it is not worth the effort. Continue reading »
A house is one of the most vital investments. Some of them argue as it is one of the biggest liability and others claim as it is an asset. According to me, it is just a place to live your life. I don’t consider it as a liability or an asset. Since it is both a liability and as well as an asset. In India, we generally get the house from our forefathers. The house is generally passed on from one generation to the other and we really don’t think much about buying a house to live in. If at all we do then it is only the lower middle class people who are in the pursuit of becoming upper middle class or rich buy a house now to live in. If you belong to the upper middle class or rich then I am sure you would be having a house by now. That is because your father or his father would have made sure about your needs. Continue reading »