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	<title>Engineer's Finance &#187; Personal Finance</title>
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	<description>Blog that describes an Engineer's Finances.</description>
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		<title>Saving money using coupons – Leading a frugal life on your own</title>
		<link>http://www.engineersfinance.com/blog/2011/07/17/saving-money-using-coupons-%e2%80%93-leading-a-frugal-life-on-your-own/</link>
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		<pubDate>Sun, 17 Jul 2011 13:57:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Money Basics]]></category>

		<guid isPermaLink="false">http://www.engineersfinance.com/blog/?p=319</guid>
		<description><![CDATA[A Guest post from Neil.
As the economic condition in the US is fragile enough, most people are trying their best to get a grip on their personal finances so that they can easily reduce their debt burden and avoid running to professional companies for debt help. If you too are interested in saving money in [...]]]></description>
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		<title>Risk of delaying Financial Decisions</title>
		<link>http://www.engineersfinance.com/blog/2011/07/14/risk-of-delaying-financial-decisions/</link>
		<comments>http://www.engineersfinance.com/blog/2011/07/14/risk-of-delaying-financial-decisions/#comments</comments>
		<pubDate>Wed, 13 Jul 2011 18:30:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Goal]]></category>
		<category><![CDATA[Income Tax]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Manage Money]]></category>
		<category><![CDATA[Tax Saving]]></category>

		<guid isPermaLink="false">http://www.engineersfinance.com/blog/?p=314</guid>
		<description><![CDATA[A guest post by Ramalingam K, an MBA (Finance) and Certified Financial Planner. He is the Founder and Director of Holistic Investment Planners (www.holisticinvestment.in) a firm that offers Financial Planning and Wealth Management. He can be reached at ramalingam@holisticinvestment.in.
Is lack of time making you go crazy in your attempt to plan your finance?
Does your busy [...]]]></description>
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		<title>Get Richer by avoiding this Money Mistake</title>
		<link>http://www.engineersfinance.com/blog/2011/07/01/get-richer-by-avoiding-this-money-mistake/</link>
		<comments>http://www.engineersfinance.com/blog/2011/07/01/get-richer-by-avoiding-this-money-mistake/#comments</comments>
		<pubDate>Thu, 30 Jun 2011 18:30:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>

		<guid isPermaLink="false">http://www.engineersfinance.com/blog/?p=309</guid>
		<description><![CDATA[This is a guest post by Ramalingam K
Ramalingam K, an MBA (Finance) and Certified Financial Planner. He is the Founder and Director of Holistic Investment Planners (www.holisticinvestment.in) a firm that offers Financial Planning and Wealth Management. He can be reached at ramalingam@holisticinvestment.in.
Mental Accounting is one such money mistake even smart people are committing.  Understanding this [...]]]></description>
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		<title>Loans: Long term v/s Short term Part II</title>
		<link>http://www.engineersfinance.com/blog/2010/05/02/loans-long-term-vs-short-term-part-ii/</link>
		<comments>http://www.engineersfinance.com/blog/2010/05/02/loans-long-term-vs-short-term-part-ii/#comments</comments>
		<pubDate>Sun, 02 May 2010 16:59:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Manage Money]]></category>
		<category><![CDATA[Money Basics]]></category>

		<guid isPermaLink="false">http://www.engineersfinance.com/blog/?p=305</guid>
		<description><![CDATA[Please read Part I
For this purpose banks want to get the money back as soon as possible. If you observe the chain of events, if say one or two defaults still bank will not be losing a great deal of money, its profit might come down a bit. Then why does bank gives long term [...]]]></description>
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		<title>Loans: Long term v/s Short term Part I</title>
		<link>http://www.engineersfinance.com/blog/2010/05/01/loans-long-term-vs-short-term-part-i/</link>
		<comments>http://www.engineersfinance.com/blog/2010/05/01/loans-long-term-vs-short-term-part-i/#comments</comments>
		<pubDate>Sat, 01 May 2010 16:49:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Manage Money]]></category>
		<category><![CDATA[Money Basics]]></category>

		<guid isPermaLink="false">http://www.engineersfinance.com/blog/?p=302</guid>
		<description><![CDATA[Loans are very common these days. There are various kinds of loans; most common ones are Housing loan, Personal loan, Educational loan, Credit Card loan and Vehicle loan.  Except the housing loan most of the loans have a short term period for repayment. It is very critical for the banks to get the money back [...]]]></description>
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