These days I see many advertisements regarding the sale and so called the real estate price correction. Even now, it is not so very cheap as most of us think. I thought that the prices of the apartments are cheap but the truth is, it is not so. Nothing is cheap, everything is costly. A couple of years back when the real estate was in boom, the prices of the apartments were around 25 to 30 Lakhs. A few premium builders had their price which was only for the privileged high class people. It was generally in Crores. The budding builders and the enthusiast in this real estate who wanted their share of pie were giving the flats at reasonable price only. Continue reading »
Aug 23
Is this a new term that you are hearing for the first time? If so you need to know what it is all about. Lifestyle Inflation indicates the rise in your lifestyle expenses which you need to consider. As your disposable income increases, you tend to acquire certain expensive tastes and desires. This is also a function of the growth in availability of a number of options. For example, you would have been content to watch movies in an ordinary movie hall a few years ago. However, with the hefty pay hikes you’ve received over the years, you would now have upgraded to multiplexes. In simple terms, it means your ticket cost has jumped from Rs 100 to Rs 250. Continue reading »
Aug 18
If you are afraid of stock market and the complexity that it involves then don’t get into it before you learn about those complexities. Keep your investments as simple as possible. If you don’t understand something in the stock market then make a conscious effort to learn and play the game. It is very simple game; there are many terminologies that the stock market world presents you. You need not be scared of it, when I can invest and make money I think anyone can. This is what I have learnt in years after I started investing in the year 2006, it is been three years now and I have made decent profit. (Agreed that, I have had my downfall but overall it was a good 3 years.) Continue reading »
Aug 13
Debt is one of the scariest words that frighten most of the individuals. Generally I have noticed that most of the engineers have at least one loan, the common loans that they take are, educational loan, personal loan, car loan or home loan. There are many packages generally for engineers so that they can pay the banks EMI easily. It does not look like a burden but if you analyze it is. Debt is not a bad thing according to me. We need not be scared of debts. The nation takes debt to improve the situation of the people and in turn make money to survive. Continue reading »
Aug 12
Retirement is always something that is kind of fascinating for me. I just have four years of experience in software industry and I think it is kind of enough. It looks dreadful at times. I just want to work for someone and just do something for me which am interested in. I don’t know what keeps me interested and that is a different story altogether. Retirement from the industry means I have made myself comfortable and living a lifestyle that I dreamt of and hope to continue the same till I die. Continue reading »
