Jul 25
Last date for filing returns is 31-Jul-2011
Currently there are many paid and free services for filing the returns. Some of the paid services are as follows:
- http://www.taxmunshi.com/
- http://www.taxspanner.com/
There are various other paid services but I found these to be the lowest Rs. 199 and Rs. 249 respectively.
If you are like me, who is not interested to spend a paisa on the filing the tax return then you have to visit the following site:
https://incometaxindiaefiling.gov.in
First Step: Login to the portal. If you don’t have the log in then register and create your id. It requires your PAN card details so keep them handy. If you don’t have PAN card with you at the moment, then don’t worry. Here is the link which you can access to know your PAN Card details. Continue reading »
Tagged with: Income Tax • Money Basics
Jul 17
A Guest post from Neil.
As the economic condition in the US is fragile enough, most people are trying their best to get a grip on their personal finances so that they can easily reduce their debt burden and avoid running to professional companies for debt help. If you too are interested in saving money in your daily life, you must make sure you take some important steps that can ensure a happy and frugal life. Coupons can help you save a lot of money but very few people know the ways in which they can save money. With the shaky economy, an increasingly large number of people are trying to save money on groceries. Have a look at some such ways of saving your hard-earned dollars with your coupons. Continue reading »
Tagged with: Money Basics
May 02
Please read Part I
For this purpose banks want to get the money back as soon as possible. If you observe the chain of events, if say one or two defaults still bank will not be losing a great deal of money, its profit might come down a bit. Then why does bank gives long term loans for home loans? It is very logical for the banks to do this. The banks keep the interest rates low for home loans in order to lure the customers and ensure that they get a huge customer base. If many customers are lured to this home loan then they are in great profits. Continue reading »
Tagged with: Manage Money • Money Basics
May 01
Loans are very common these days. There are various kinds of loans; most common ones are Housing loan, Personal loan, Educational loan, Credit Card loan and Vehicle loan. Except the housing loan most of the loans have a short term period for repayment. It is very critical for the banks to get the money back from the borrowers and ensure the smooth working of the banks. When bank can make more money by giving it for long term why does it prefer to keep the term short for other loans other than the housing loan? Continue reading »
Tagged with: Manage Money • Money Basics
Jan 31
I have asked this question to myself many a times. When I was a kid, I was asked by my teacher what would I want to become in the future and I remember telling her that I want to become a billionaire. She asked me, “Why do you want to become a billionaire?” I answered her that, I want to help the poor people. I have realized that you don’t have to have money to help poor people but I surely want to become a billionaire. Continue reading »
Tagged with: Manage Money • Money Basics • My View
